Everyone know what a tornado siren sounds like. Every month in most communities a tornado test takes place. The real issue is "What if the tornado is real and it's not a test?" Tornadoes are considered one of the most dangerous disasters or threats to livelihood that all of the other disaster types - minimal warning, highly destructive and a real threat to a family's life. To top if off, tornadoes can happen any time of day and any time of year. Plus, they've been known to happen in all fifty U.S. states.

Since ,most of us have heard the tornado sirens, how are we to know when the threat is real or imminent? If it's imminent, most families would have less than two minutes to find safety. Where would you go? What would you take with you? What do you dare leave behind for the tornado to scatter throughout your neighborhood or area?

Preparing for a tornado is a simple process. You find a safe area to hide, you have tools to tell you when you should come out of hiding and you have the resources in place to deal with the aftermath of the tornado. That may sound simple, but its still a scary situation so being prepared in advance is well worth the effort to minimize the danger and improve the safety of your family. The best way to prepare for a tornado is to have a safe place for the entire family to hide and to be sure you have the most important recovery items with you in your safe place.

Can you imagine losing all of your critical documents, scattered to the winds, if the tornado impacts your home? Bank and savings account records and documentation, home mortgage and vehicle ownership documents, credit cards and investment proof of ownership documents, etc. can disappear forever in just a few minutes. Which is exactly why every family should have two preparedness plans in place. One plan is preparing your family for safety during and after a tornado and the other plan is to have an asset protection plan that supports and backs up the ownership of your critical assets.