Every family should have a plan to protect their physical assets. You know, such things as your home, your property, your vehicles, your belongings, etc. However most families do not have a plan to protect their digital assets. What are we talking about when we say digital assets? We are talking about proof of identity, proof of ownership, undocumented assets and much more.
Here is a short list of the dangers and risks experienced by individuals and families that did NOT have a plan in place to protect their digital assets and therefore were tricked or swindled out of some or most of their assets:
- FBI says scammers cost older Americans $3.4 billion last year!
- Texts from banks are the scammers number one ruse.
- Fake sites on the internet offering ready-to-dupe discount seeking shoppers is increasing.
- 40,000 Americans reported an instance of credit card fraud.
- Scammers steal billions, but rarely do they get caught.
If you don't think these scammers will attempt to get your digital assets, think again. Last year, my wife and I had over six attempts to access our digital assets. These attempts resulted in having to replace our bank debit cards multiple times, plus we even had malware downloaded onto a device, because one of us clicked on a dubious email that we should not have clicked upon. So what kind of plan will help you protect your digital assets? Here's a short list of the possibilities:
- Set up transaction alerts with credit card companies and banks so that you are alerted immediately when a dubious transaction is posted.
- Scan your critical documents so you have a digital copy AND a paper copy of each critical document.
- Take a two-minute walk around the house and record everything with a video camera or your phone's camera. Do it once a year and don't forget to add an annual reminder to your digital calendar to do another annual walk through.
- Backup your computer files on a storage device in a separate location or into the Cloud.
The https://family-preparedness.com website has a great resource to help a family prepare for a potential digital scam or natural disaster where assets could be potentially lost. It's call the Asset Protection Plan Tiny Course and every family should check out this course to protect their identities and everything they own. Here's a short list of the benefits and value of taking this inexpensive tiny course:
- A proper Asset Protection Plan can prove ownership of assets.
- A proper plan also has resources to prove identities, ownership, and memberships.
- A proper plan is able to help you document and protect your assets by using multiple proving methods.
- A good protection plan describes which primary assets to document first. A better protection plan describes which secondary assets to document next.
- Learn where to go for additional asset protection help from the experts.
We encourage you to check out our website and subscribe to our blog posts for valuable information about protecting your assets and your family from potential disasters. You can do so by following the link below: https://family-preparedness.com. Or, if you want to cut to the chase and get started immediately on protecting your family's digital assets, here's a link to the Asset Protection Plan Tiny Course: https://family-preparedness.com/tiny-courses-main-menu/asset-protection-plan-tiny-course/
Don't put off this critical step to protect your digital and physical assets. The dangers and risks of not taking action, could cost you time, money, identity and even, everything you own. Be safe. Be prepared!
I am an experienced and Certified Business Continuity Professional - (CBCP) whose career has been focused on helping some of corporate America's top businesses (think Fortune 1000 businesses) prepare for and manage disasters or threats to their businesses. My accolades include multiple awards for helping manage responses to such national events as the I-35 bridge collapse in Minneapolis, the 2010 earthquake in Haiti, the Democratic National Convention in 2008 and managing a disaster preparedness program for UnitedHealth Group, a Fortune 6 company.
Did you know that the number one disaster type is power outages! Statistically U.S. electricity customers experienced 1.42 outages every year. There were 5.5 hours of electricity interruptions in 2022 per household and that number is increasing four years later! Need more proof that the power outage disaster type is getting worse? Check out these
Read More
Our team of preparedness professionals has been monitoring current disasters for the last five years and here is a list of common disasters that occur during the month of April: So, what are we talking about when we mention these general disaster categories? Let us get more specific about these categories: Flood disasters include
Read More
In most communities the tornado sirens are tested the first Wednesday of every month. At other times communities sound the tornado disaster sirens when a tornado is near the area. Most of the time it’s a false alarm and the danger pasts. But what if … it’s not the first Wednesday of the month and/or
Read More
Lastly is a plan for specific needs. This area may not apply to everyone, but if you have pets, children, elderly family members or other people living with you, their safety may depend upon including provisions for them in your shelter-in-place and evacuation plans. This specific needs option should include having extra pet food, medical
Read More
Did you know that there is a National Consumer Protection Week? Well I didn’t either until I got an email from the Social Security Administration. Apparently, National Consumer Protection Week is the first week in March, every March. Who knew? As part of this National Protection week, the Social Security Administration published an article called
Read More
Our team of preparedness professionals has been monitoring current disasters for the last five years and here is a list of common disasters that occur during the month of March: Tornado disasters. Extreme Weather disasters. Pandemic disasters. Asset Protection disasters. Critical Vendor disasters. So, what are talking about when we mention these general disaster categories?
Read More